Our Long-Term Rental Loan program lets investors lock in 30-year fixed rates for 1-4 family and multi-family rental properties. Whether it’s a purchase, cash-out or rate & term refinance, our rental program’s long terms and fixed rates means property owners can worry less about refinancing and more about growing their business.

Find out how our Long-Term Rental loan program can help you purchase or access the value in your residential property portfolio.

Long Term Rental Loan Criteria

  
  Loan Program Table
  
      Property Type
      LTV
      Loan Term
      Loan Amount
      Amortization Options
      Minimum Credit Score
      DSCR
      Rates
    
      Non-Owner Occupied 1-4 Family Residential, Condo, Townhome & 5+ Unit Multifamily
      
        Purchase: Up to 80% of the lower of Cost or As-Is Value

        Refinance: Up to 80% of the As-Is Value

        Cash-Out: Up to 75% of the As-Is Value
      
      30 Years
      $125k – $2.5M
      30-Year Fixed, Hybrid ARMs (5/1, 10/1) & Interest-Only Options Available
      660 FICO
      0.80x
      Starting at 6.25%